IT'S YOUR BUSINESS

CELL PHONE SAVINGSJuly 2010

About one of every four American homes (24.5%) had only wireless telephones according to a December 2009 National Health Interview Survey. Among the 25- to 29-year-old age bracket, 48.6% live in wireless-only households. Though wireless phone service has traditionally been more expensive that its land line counterpart, there are ways to keep those costs down. Read More »

FREE CREDIT REPORT AND SCOREJuly 2010

Your credit report and score determines your eligibility for credit cards, loans, and perhaps most importantly mortgages. While the law allows consumers to request a copy of their credit report once a year at AnnualCreditReport.com, access to your numerical credit score assigned by the credit bureau has usually carried a fee. But now, unlimited access Read More »

BUSINESS ETHICS: ATTRACTING EMPLOYEESJuly 2010

Question: I often deal with an outstanding individual employed by another company. Can I extend him an offer to leave his current employer and join my firm? Answer: The Talmud[i]considers it “wicked” to snatch something that another person has already invested efforts to achieve (a halacha known as “ani hamehapech baharara”). For this reason, you may not Read More »

By Rabbi Meir Orlian

BUSINESS ETHICS: WARRANTY OBLIGATIONSJune 2010

Question: I serve as a retailer for a manufacturer that recently went out of business. If customers return defective merchandise during the warranty period, must I give them a refund or replacement even though I cannot get reimbursed? Answer: There is a difference between merchandise that was defective from the beginning and merchandise that failed Read More »

By Rabbi Meir Orlian

CHOOSE YOUR NEW BUSINESS ENTITY WISELYJune 2010

To protect personal assets and homes from business creditors and lawsuits, entrepreneurs have the option of forming a legal company entity, as opposed to leaving the business in their personal name. The two most popular options for small business are a sub-chapter S-corporation and limited liability company (LLC). Both offer protection from personal liability as Read More »

By Jack Erdos, Attorney/c P A

THE ART OF THE DEALJune 2010

The apartment was beautiful! On the top floor, with a spacious balcony – even the low asking price was attractive. But two days after their offer was accepted, the buyers wanted to back out of the deal. What happened? The attorneys took over the deal. The buyer’s attorney wanted the seller to declare that the Read More »

By Susan Kaplan, Ph.d Esq., Personal Attorney

THE BRAND NAME GAMEJune 2010

It’s important to create a brand name for your business or product that will stand out in people’s memory. But the difference between a good brand name and a disaster isn’t always clear. Besides capturing the attention of customers, the name should be easily pronounceable and free of negative connotation – even in foreign languages. Read More »

By Hy Serure, Hyquality Media

SETTLE FOR A FRESH STARTMay 2010

About 43 percent of American families spend more than they earn each year according to MoneyCentral. And where does the extra spending power come from? Most often, it’s credit cards. Since credit cards generally carry relatively high interest rates, many of the families who accumulate credit card debt and the finance charges that accrue on Read More »

By Ralph Safdieh, We Fix Mortgages

DON’T BE RIGHT – BE SMARTMay 2010

One of your suppliers didn’t deliver your order on time, again! Not only are you unable to fill your own customers’ orders, but you also will not be able to accept more business contracts. And to top it all off, you’ve paid the supplier in advance. Furious, you call him up and inform him in Read More »

By Susan Kaplan, Ph.d Esq., Personal Attorney

TECHNOLOGY WITH INTELLIGENCEMay 2010

Every company is fundamentally different, and when it comes applying the latest technology, these differences can be far more complex than they may appear. Consider the scenarios below, of two companies seeking new software solutions for their IT departments: Company A is focused on keeping their IT department to a bare minimum. In doing so, Read More »

By Hal Husney, Superior Development Center
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